Loan Calculator
Your Partner in Financial Confidence
Loan Calculator
Estimate repayments for a standard home loan.
$
%
yrs
Estimated repayment
Total interest
Total repaid over term
Borrowing Power
A simple serviceability-style estimate using income, costs, debt, and a test rate.
$
$
$
$
%
yrs
30%
Combined annual income
Monthly usable repayment capacity
Estimated borrowing power
This is indicative only. Real lender policy can vary a lot.
Extra Repayments
See how extra repayments can reduce your term and interest.
$
%
yrs
$
Current repayment
New repayment
Estimated years saved
Estimated interest saved
Split Loan
Model a fixed and variable split across the same total loan.
$
60%
%
%
yrs
Fixed loan amount
Variable loan amount
Fixed repayment
Variable repayment
Combined repayment
Personal Loan Repayments
Use the same amortisation engine for unsecured lending estimates.
$
%
yrs
Estimated repayment
Total interest
Total repaid
Budget Planner
Capture monthly income and spending to estimate free cash flow.
$
$
$
$
$
$
$
Total income
Total expenses
Monthly surplus
Savings rate
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